Financial analysis built for the case file, not the brochure.
We serve Utah family law counsel and mediators as financial experts: tracing, valuation, income determination, and testimony. Our reports are written to be exhibits. Our conclusions are written to survive cross-examination.
Retained, neutral, or behind the scenes.
How we're engaged shapes what we produce. All three models are available.
Retained expert
Engaged by one party through counsel. Full forensic analysis, written report, and deposition and trial testimony. Work product structured for disclosure under the applicable rules.
Joint neutral
Engaged by both parties or appointed by stipulation, typically in mediation or collaborative matters. One analysis both sides can rely on, which usually means one fight that doesn't happen.
Consulting expert
Non-testifying support for counsel: reviewing the opposing expert's report, building cross-examination questions, and pressure-testing settlement positions before they're offered.
What we produce.
Separate property tracing
Report + schedulesTracing of premarital assets, inheritances, and gifts through commingled accounts. Transaction-level schedules with source documentation, commingling analysis, and a clear statement of what survives as separate property and why.
Business & practice valuation
CVA-credentialedValuation of closely held businesses and professional practices under NACVA standards, including normalization of officer compensation and personal goodwill considerations relevant in Utah divorce matters.
Income determination
Self-employed partiesTrue income analysis for business owners and self-employed parties: add-backs, perquisites, retained earnings, and the gap between tax-return income and actual cash flow available for support.
Lifestyle & support analysis
Marital standard of livingDocumented marital standard of living and needs analysis under Utah's alimony framework, built from actual spending records rather than declaration estimates.
Retirement division & QDRO analysis
Defined benefit + defined contributionMarital share calculations, survivor benefit analysis, and review of proposed QDRO terms before they become irreversible.
Tax consequence modeling
Enrolled AgentsAfter-tax analysis of proposed settlements: basis, filing status, dependency, and the real value of nominally equal divisions. Prepared by federally licensed tax practitioners, not estimated by rule of thumb.
Opposing expert review
Rebuttal + cross supportMethodical review of the other side's financial expert: assumptions, methodology, math, and the questions their report can't answer.
Credentials that hold up in voir dire.
Joseph A. Davis
- §Enrolled Agent, unlimited practice rights before the IRS
- §Master Analyst in Financial Forensics (MAFF)
- §Certified Divorce Financial Analyst (CDFA®)
- §Behavioral Financial Advisor (BFA™)
- §20+ years in financial services
- §Financial expert engagements in Utah district courts
- §Forensic financial analysis and separate property tracing
Aaron Schuler, Jr.
- §Certified Valuation Analyst (CVA), NACVA
- §Certified Divorce Financial Analyst (CDFA®)
- §Enrolled Agent, unlimited practice rights before the IRS
- §Business and professional practice valuation
- §Divorce financial and forensic engagements, Utah and Wyoming
Curriculum vitae — instant download
Full CVs with education, credentials, professional history, and engagement experience, formatted for disclosure. Enter your email and download immediately.
How an engagement starts.
Conflict check & scope call
A short call on the matter, the parties, and the question you need answered. We confirm no conflicts and define scope before anything is signed.
Engagement letter & document list
Fixed scope, clear fee structure, and a specific document request list your client or opposing counsel can actually fulfill.
Analysis, report, testimony
Work product on the agreed timeline, draft findings discussed with counsel, final report formatted as an exhibit, and testimony if the matter goes that far.
Have a matter that needs a financial expert?
Book a scope call or request our CV. Conflict checks run same day.